Student Loan Articles By Student Loans Ed and Featured Authors

Best Student Loan Lender A university's financial aid office can and will recommend a private lender for students to work with — however, it is just that, a recommendation. The Higher Education Act mandates that schools can not require students to get loans through…

FY08 Student Loans Budget According to a May 4, 2007 article briefing titled “Accordance on Budget Resolution Imminent” that appeared in the National Council of Higher Education Loan Programs Inc.'s Daily Briefing, To expand on yesterday's overview of FY 08 budget…

College Grads and Student Loans Over a million college seniors are “getting real,” real soon. That is, graduates from our nation's colleges are set to enter the “real world,” with many getting their first full-time jobs and setting out on their own in the next several weeks…

National Student Loan Data System Reopens Several weeks ago the U.S. Department of Education temporarily suspended access by private lenders to the National Student Loan Data System (NSLDS) in the wake of reported abuses of the system…

FICO Score And Student Loan Consolidation Consolidating student loans is one of the most effective ways to improve your FICO score dramatically. A FICO score is perhaps the most important factor in shaping your financial future. Just a few additional points on a FICO score can literally save tens of thousands of dollars over a lifetime by locking in low interest rates on houses, cars, and other items purchased with credit…

How To Get A Student Loan Waiver Student loans can be a burden on anyone. With other bills piling up and your student loans to pay on top of that, sometimes people seek bankruptcy as a way out. If you find yourself in this category, then please pay careful attention to the rest of this article! You need to understand these points before you even consider bankruptcy as an option…

Bankruptcy And Student Loans You may find yourself struggling to make ends meet every single month and paying off your student loans may imply huge sacrifices. Even if you can afford the monthly payments, you'll still be attached to your student loan debt for years, being unable to undertake projects like starting your own business or buying a house due to the fact that no large amount loan will be available until you finish paying off your student loans…

Help Paying Back Student Loans Many college students and graduates are looking for a solution for their student loan debt. While borrowers may be having difficulty paying back student loans, there is help. Solutions for paying back student loans are available…

Private Student Loans A private student loan is an option for students who prefer not to borrow money from the government or from Sallie Mae, or who have not been fortunate in obtaining grants and scholarships from both private and public foundations. The interest rates could be slightly higher than say a federal Stafford loan or a Perkins loan, but if the student, or his parents, has a good relationship with a private lender, the rates and terms could be negotiated…and often in a friendly manner…

College Student Credit Score Students are increasingly worried about credit and credit scores - and for good reason. Student debts are rising and the numbers of students who leave school with ruined credit scores is rising as well. Many experts blame larger credit card debts and rising tuition costs (that lead to larger student loans)…

College Student Debt Help A common question asked by people looking for student debt help is "Should I pay off my credit cards or my student loans first? This is a tricky question, and the answer depends upon a number of factors, including the rate of APR on your credit card and your student debt…

Student Loan Debt Forgiveness In principle, student loans cannot be forgiven totally; however there are methods to pay off these loans by providing certain services. There are several socially benefiting jobs that a student can do in order to pay his debts off. Working as helpers in medical clinics, teaching in understaffed schools, enlisting oneself in the military and social service are a few of them…

The Student Loan Process A student loan in most cases is unsecured and is typically made by lenders who receive government assistance. If the government wasn't sponsoring these loans you would probably find that student loans would be extremely difficult to obtain. Most lenders would probably find that this type of loan would not be worth making…

Student Loan Lenders

Private Student Loans Chase is a national leader for funding private student loans and has provided billions of dollars of federal and private student loans to college students and former students. Thousands of students choose Chase Private Student Loans each year because Chase is a company they can trust to provide a positive and convenient student loan lender experience. Learn more about Chase Private Student Loans.

Student Loan Calculators
College students and their parents can download our exclusive Excel based student loan calculators to help understand how much they can afford to borrow for college. Our student loan calculators are free to use and we would be happy if you give them a try and send feedback to us at Student Loans Ed.