Student Loan Lenders Federal and Private College Loans

Student loans are made available to U.S. citizens through the Federal Stafford, Federal PLUS, and Private student loan programs. A list of student loan lenders servicing students attending U.S. colleges and universities is accessible by state using the links below. College students entering or continuing their education can ask their Financial Aid office about smaller regional student loan programs. We provide some general guidance with respect to the various types of student loans offered today: Private Student Loans, Federal Stafford Student Loan, PLUS Student Loan, and Student Loan Consolidation.

What types of special benefits and incentives are available to student borrowers? Below are some examples of special benefits and incentives you may be offered by the lenders listed throughout the Student Loans Ed web site. Student Loans Ed is not a student loan lender, therefore, we can't guarantee that these incentives will remain active. We can only say that they were available at one time, and market rates and incentives change. (continued below)

Alabama	Alaska	Arizona	Arkansas	California
Colorado	Connecticut	Delaware	Florida	Georgia
Hawaii	Idaho	Illinois	Indiana	Iowa
Kansas	Kentucky	Louisiana	Maine	Maryland
Massachusetts	Michigan	Minnesota	Mississippi	Missouri
Montana	Nebraska	Nevada	New Hampshire	New Jersey
New Mexico	New York	North Carolina	North Dakota	Ohio
Oklahoma	Oregon	Pennsylvania	Rhode Island	South Carolina
South Dakota	Tennessee	Texas	Utah	Vermont
Virginia	Washington	West Virginia	Wisconsin	Wyoming

Our intent is to show you a few examples of offers and rate incentives that you may find during your research for the best student loan deal. Links to individual state lender lists can be found on this web page in the table above the Federal Stafford and PLUS Loan examples.

Examples of Stafford Student Loan Special Benefits & Incentives:

Zero Origination Fee
Interest rate reduction of 1% after first 36 on-time payments
Additional interest rate reduction of 1% after first 48 on-time payments
2% principal reduction upon proof of graduation
3.3% reduction of principal loan balance after first 33 on-time payments
$200 principal balance rebates for Health Care Professional Students
Interest rate reduction of 0.25% for automatic payments from your bank account
Payments received within 20 days of due date are considered on-time

Examples of PLUS Loan Special Benefits & Incentives:

0.50% interest rate reduction for on-time payments
Interest rate reduction of 1% for automatic payments from your bank account
1% interest rate reduction after PLUS Loan enters repayment
Interest rate reduction of 2% after first 48 on-time payments
2.4% reduction of principal loan balance after first 24 on-time payments

Student Loan Lenders

Private Student Loans Chase is a national leader for funding private student loans and has provided billions of dollars of federal and private student loans to college students and former students. Thousands of students choose Chase Private Student Loans each year because Chase is a company they can trust to provide a positive and convenient student loan lender experience. Learn more about Chase Private Student Loans.

Student Loan Calculators
College students and their parents can download our exclusive Excel based student loan calculators to help understand how much they can afford to borrow for college. Our student loan calculators are free to use and we would be happy if you give them a try and send feedback to us at Student Loans Ed.