Federal Plus Loans Parent And Graduate Student Loan Programs

Two types of Federal PLUS loans are now available to help students with their undergraduate and graduate studies. Parent PLUS Loans are designed to help parents cover the cost of their child's undergraduate study. The newer federal program Graduate PLUS Loans is designed to help graduate and professional students pay for college tuition on their own. Federal PLUS Loans for both parents and graduate students carry an interest rate lower than most private or alternative student loan programs.

Parents and graduate students in need of loans can obtain a free credit report from all 3 bureaus before they apply for private, alternative, or home equity loans. The link provided gives student's and parents instant access to credit reports from all three reporting agencies: TransUnion, Equifax, and Experian. Knowing your credit score and being informed of any credit issues is important when applying for private, alternative and home equity loans. Your interest rate may depend upon your FICO score, borrowing history, current monthly payments, and the balance of outstanding debt.

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Student Loans Search

Search for both federal student loans and private student loans with just a few clicks online. See the interest rates and details of each federal and private student loan offer and compare them side by side for 20+ student loan lenders. Apply for a federal student loan and private student loan online or by phone. Learn more about student loan search.

Student Loan Calculator

College students and their parents can download our exclusive Excel based student loan calculators to help understand how much they can afford to borrow for college. Our student loan calculators are free to use and we would be happy if you give them a try and send feedback to us at StudentLoans Ed.com.